Japanese Household Savings and Debt are Down

Posted by Bill Belew on October 12th, 2006 in Japan | No Comments

The Central Council for Financial Services Information surveyed 10,080 households across Japan.

About 3,500 households responded.

The average amount of savings per household came to 10.73 million yen ($90,000). This figure rises dramatically when it is known that 22.9% of Japanese have no savings.

In other words, the households that do have savings average around $115,000 per household, and those that have no savings, still have no savings.

The average amount of savings was down by about $1000. The amount of average debt was also down.

More than 50% of Japanese savings were in the bank (39%) and postal savings (14.5%). However, there was a growing percentage of Japanese consumers who were in favor of high-risk, high-return investments with the percentage of shares and trust funds rising slightly.

The Japanese who have money, indeed have money. And they are getting riskier with it. Hmmm…

What do you think?

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